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We are only three weeks into 2015 and already the stock market has taken on a very different tone from a month ago. Fears of deflation in Europe combined with steadily declining oil prices have changed the mood from cautious optimism to guarded pessimism. This is completely in line with… Read More

  • January 15, 2015

Oil prices have halved in the last six months, and the media are filled with stories of the benefits this is bringing the U.S. economy. Yet when looked at closely, the U.S. economy is only marginally a winner from this move. The real winner, because it produces little of its… Read More

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  • January 14, 2015

Rules of thumb about Roth IRAs are being distorted and misapplied, causing many people not to use Roth IRAs when the vehicles could benefit them and their heirs. Read More

Although it’s been more than forty years since Watergate informant “Deep Throat” advised Washington Post reporters Woodward and Bernstein to “follow the money”, that advice is just as valuable now as it was then – especially when it comes to tech stocks. Read More

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